Decription of Educational Courses 

TVHOC Finance 101: The 3.5-hour financial fitness class is designed to assist the entry-moderate level individual or households and to teach the techniques on how to develop a working spending plan and to trim expenses  and how to establish financial goals for the future:

1. Developing a Spending Plan/Budget

2. Credit-Developing and Maintaing Good Credit

3. Savings and Long Term Investing

Finding Your Way Home:  The 8-hour comprehensive homebuyer course, designed to educate the First Time or Repeat Homebuyer.  The course will cover everything from the importance of a spending plan to protecting your investment:

1. Understanding Credit

2. Budget

3. Qualifiying for a Loan

4. Real Estate Transaction

5. Title Company/Escrow

6. Inspections

7. Insurance

8. Predatory Lending

9. Life as a Homeowner

Protecting Your Investment & Preserving Homeownership: The 2-hour workshop focuses on how loan delinquency and foreclosure prevention and tools on how to preserve their investment.  This workshop gives the borrower insight on the foreclosure timeline, loan serving, loss mitigation, current federal and state laws protecting homeowners, and current loan modification programs available to help homeowners that find that they are unable to maintain their current loans.