Debt-Free Is Possible

Our team of counsleors can help you uderstand your debt better and help you achieve financial freedom.

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Budgeting Basics

The road to financial freedom starts with understanding budgeting basics.

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Student Debt Crisis

Our newest white-paper can help you understand your student debt and options for affordable repayment.

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Our Services

We offer expert advice and services to help you get on the road to a better financial future.

Credit/Debt Counseling

Our team of counselors are trained to help you in determining the best options to meet your credit and debt help needs.

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Housing Counseling

Whether you’re a current homeowner needing mortgage assistance or looking to purchase a home in the future, realistic goals, sound advice, careful planning and a clear understanding of the costs involved are critical. For years we have helped people achieve their dream of owning a home the right way.

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Student Loan Debt Counseling

Borrowing to pay for college is the easy part. There is no shortage of financing sources, but choosing the right one is a little more difficult. And, choosing the best repayment options for your student loan debt once you leave school can range from merely confusing to downright complex.

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Personal Budgeting

A personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. It is the foundation for a solid financial future. Our experts can help you learn the basics of personal budgeting.

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How We Can Help

We are a nonprofit dedicated to helping people manage credit better and get out of debt.

Savings & Budgeting

Our team debt specialist will take the time to understand your situation, we can assist in reviewing your current budget and helping you prepare a new plan for concurring your debt.

Credit & Debt Advice

We can help you develop a realistic budget and evaluate all of your options to manage credit and get out of debt.

Financial Education

Understanding personal finance and debt isn’t easy, but our tools can help you navigate complicated terminology and understand your credit score, among other helpful tips.

About us

Millions of hard working people face daunting challenges that jeopardize their financial security. We believe that everyone is capable of owning a home, living comfortably, and saving for retirement. All it takes is education.

We offer guidance and support for consumers seeking to improve their financial lives. Whether you're seeking relief from debt, looking to save for retirement or advance your education, we're here to help

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Our Experts' Must Read List

Check out some featured articles written by our experts

Getting Out Of The Credit Card Trap

Banks and other companies that provide credit cards have simply made it much too easy for you to acquire massive debt that you cannot afford to pay. The lenders rely on the fact that the majority of people do not have a personal budget that they live with.

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Benefits Of Student Loan Forgiveness Program

With student loan figures going higher, debt-saddled graduates and students are desperate for strategies that can help them escape from their burden.

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How A Repayment Plan Can Help You With Your Personal Debts

Having a credit card can obviously be extremely helpful, but it can also be disastrous in the long run. Often, folks have no control over their expenses. In addition to that, interest will also start to escalate, and this is where personal debt starts to creep in.

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Our advice is dedicated to the prosperity of our clients!